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5 min read published October 12, 2022

Writer: Rebecca Betterton Written by Auto Loans Reporter Rebecca Betterton is the auto loans reporter for Bankrate. She is a specialist in helping readers to navigate the details of borrowing money to purchase cars. Edited by Rhys Subitch Edited by Auto loans editor Rhys has been editing and writing for Bankrate since the end of 2021. They are committed to helping readers gain the confidence to control their finances by providing clear, well-researched facts that break down complex topics into manageable bites. The Bankrate promises

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You have money questions. Bankrate has the answers. Our experts have been helping you manage your finances for over four years. We are constantly striving to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict standard of conduct, so you can rest assured that our content is truthful and accurate. Our award-winning editors and reporters produce honest and reliable information to assist you in making the right financial choices. The content we create by our editorial team is factual, objective and uninfluenced through our sponsors. We’re honest about the ways we’re in a position to provide quality content, competitive rates, and helpful tools to you by explaining how we make money. Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or when you click on certain links posted on our site. So, this compensation can impact how, where and in what order products appear within listing categories, except where prohibited by law. We also offer mortgage or home equity products, as well as other home lending products. Other factors, such as our own rules for our website and whether or not a product is offered in your area or at your self-selected credit score range can also impact the way and place products are listed on this site. While we strive to provide a wide range offers, Bankrate does not include details about each credit or financial item or product. The price of vehicle ownership is a significant amount. When it is time to buy your next car take into consideration the visits to the mechanic. While getting your oil changed and tires changed can cost a lot, AAA found that drivers put on average $9,666 towards their cars in 2021. This represents a rise of $279 from the previous year and as rise the cost of a car increases, it’s essential to be prepared for the costs of a vehicle when for which car is the best fit for your needs. Car maintenance basics average cost to operate for a brand new vehicle in 2021 was $9,666 . average car owner pays $1,771 per calendar year to cover all of their insurance needs. License Registration, taxes on vehicles and the like are $699 annually. Drivers of newer vehicles should get their oil changed every 5,000 – 7,500 miles. 1 in 3 drivers can’t afford unexpected vehicle repairs 7.9 percent of drivers have delayed their vehicle’s routine maintenance Routine routine maintenance of vehicles keeps your car running the way it should, and consequently, keeps your passengers and you safe. Maintenance costs vary by car type, age and your location, but there are some basic maintenance requirements that every car requires. Most likely, your car is required to visit mechanics for general maintenance at least every 5,000 miles. But check your owner’s manual to find out more details about your vehicle’s requirements. While mechanics are there to help you, they’re also trying to earn money. While most maintenance jobs require professional help, consider the tasks you can do at home, and you can save money. Maintenance


Costs to be expected

Oil change

Every 5,000 – 7,500 miles

$35 to $75

Basic inspection

Every 5 miles

Between $150 and $250

Tire rotation

Every 5,000-8,000 miles

$24 to $100

Wiper replacement

Every six months

From $10 to $45

Brake pad replacement

Every 10,000 to 20,000 miles

$115 to $300 Replacing parts You’ll probably have to replace some parts of your vehicle because of wear and tear or other issues. No matter what the cause, price tag for replacement depends on the part that needs replacing. Two common factors that influence price are the vehicle model — luxury vehicles carrying higher costs for parts — and the market cost. Consumers are also directly impacted by an increase in cost as well as the availability of car parts. mechanics usually do not have extra batteries or transmissions, brakes or even brakes in stock and must order the items. Shortages have affected repair times and there are lengthy waiting times for parts. Reports from across the country continue to mention delays in the delivery of components as well as Cars.com has reported ongoing shortages of inventory in mechanics and dealerships. Unfortunately, you should prepare for higher-than-normal replacement costs due to the rising cost of car parts. Just as supply chain issues have created fewer available cars components, their availability has decreased as well. Vehicle part


Costs to be expected

New tires

Every six years or every 25,000-80,000 miles

$45 to $250 each

Replacement of the air filter (engine and cabin)

Every 15,000 to Every 30,000 to

35 to $80

Brake pad replacement

Every 10,000-20,000 miles

From $115 to $370, common delays have been reported for brake pads and batteries, as well as filters, and some tires. With less parts on the market anticipate paying more- a from 2021, according to Michael Chung, market intelligence director at Auto Care Association. Inflation is also an issue — in conjunction with the delays, price of parts for vehicles has increased. Costs for unexpected repairs are bound to come up in vehicle ownership. This could be a sudden spill that causes a stain on inside your car or more serious issues like an . Whatever the case, it’s essential to have extra cash to be prepared in the event that unexpected repairs arise. AAA discovered that the majority of households can’t afford to pay a bill to cover an unplanned repair. Although these expenses are usually not your responsibility, you can save the stress of the worst-case scenario. It is also wise to look around and locate an repair shop that has a good reputation and fair costs. Contact your company and see what is covered before spending money on repairs. Here’s a brief overview of the most common repairs that could occur as well as the costs associated with these. Unexpected repair

Costs to be expected

Tires that are blown or flat

From $10 to $250

Transmission issue

From $1,200 to $6,000

Damage caused by weather

From $1,000 to $3,500

Minor collisions

Between $50 and $3,000

Engine overheating

$100 to $1,500

Dead battery

$45 to $350

Broken starter motor

Cost ranges from $80 to $1,100 based on the brand The cost of a more expensive car is more expensive than that of a standard car — and the maintenance required will cost more as well. The warranty might even require you to handle maintenance at a specific dealership even for routine things like oil change and mileage checks. The dealer experience tends to be more expensive , but does carry the comfort of mechanics that specialize in your vehicle’s brand and model. Although it is evident that mid- and high-end vehicles require high-end upkeep but this isn’t always the scenario. Take Dodge for instance. While it’s a mid-level option however, the cost of maintenance annually reaches close to the level Mercedes drivers must pay. Take into consideration the costs that come with a car, and it can come down to how often you’ll need to bring it to the auto repair shop. However, even the simplest costssuch as gas can be more expensive if you have to opt to purchase premium gasoline. Study the average annual cost of various brands of vehicles to determine the price a car can cost you over the course of ownership. Brand name of the vehicle

The cost of annual maintenance for a car that is 10 years old




















$338 Cost by vehicle type Although the brand of the vehicle is a significant factor in the price of maintenance, the type of vehicle can also be a significant determining factor. Below is the cost average of ownership of a vehicle that lasts for five years, and 75,000 miles. AAA determined this amount by calculating depreciation, financing as well as insurance, fuel and registration fees, as well as licenses taxes, maintenance repairs, and tires. The lowest price for maintaining vehicles is electric vehicles. However, the half-ton pickup is the most costly to maintain. Vehicle type

Per mile cost in Cents

Small sedan


Medium sedan


Subcompact SUV


Compact SUV


Medium SUV


Midsize pickup


Half-ton pickup





61.96 As these prices show the maintenance of vehicles depends on a number of factors that are not a ideal formula for finding the cheapest vehicle. However, a smaller or less expensive vehicle will cost less. Electric vehicles are increasingly available across the market and are a good option for drivers who want to save money on maintenance. The bottom line is that maintenance is an inevitable element of owning a vehicle. However, by knowing the average cost, you can accurately budget for routine maintenance and unexpected repairs. Research mechanics and consult your owner’s manual to confirm you’re meeting the requirements of your car.


This article is written by Auto Loans Reporter Rebecca Betterton is the auto loans reporter for Bankrate. She has a specialization in helping readers with the ins and outs of securely borrowing money to buy a car. Edited by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate from late 2021. They are passionate about helping readers gain the confidence to manage their finances by providing precise, well-researched and relevant information that breaks down complicated subjects into bite-sized pieces.

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