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How to buy a car without haggling Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our goal is to help you make better financial choices by offering you interactive financial calculators and tools, publishing original and objective content, by enabling users to conduct research and compare information for free and help you make informed financial decisions. Bankrate has partnerships with issuers, including but not restricted to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Earn Money The offers that appear on this website are provided by companies that compensate us. This compensation could affect how and when products are featured on this site, including such things as the order in which they be listed within the categories of listing and other categories, unless prohibited by law. Our mortgage, home equity and other home loan products. But this compensation does not influence the content we publish or the reviews that you see on this site. We do not contain the entire universe of businesses or financial offerings that could be open to you.


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4 min read Published November 28th, 2022.

The story was written by David McMillin. Written by a contributing writer

David McMillin is a contributing writer for Bankrate and writes about topics such as mortgages, credit cards and credit cards, banking, taxes and travel. David’s mission is to assist readers figure out how to save money and also stress less.

The edit was done by Rhys Subitch Edited by Auto loans editor

Rhys has been editing and writing for Bankrate from late 2021. They are dedicated to helping their readers feel confident to control their finances through providing clear, well-researched information that breaks down complicated topics into manageable bites.

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Buying a car can be a difficult process — particularly if you don’t want to to bargain to get a lower price or additional features. The study found that over 50% of people are uneasy when they visit a car dealership. Instead of facing that anxiety and , you can enjoy the ease of no-haggling car buying. Five ways to purchase a car without haggling You have plenty of choices for purchasing a brand new car without haggling. Keep in mind that if an opinion that you’re being offered a fair deal it is possible to avoid haggling and go with the offer of the seller. 1. Purchase it online if you don’t want to talk to a person when you’re buying a new vehicle the internet has they got you covered. Look for a no-hassle buying site, like or , or use a . These sites operate on a what-you-see-is-what-you’ll-pay model. You can also obtain an estimate for your trade-in without speaking to anyone. Plus, if you find a car you love, someone will likely deliver it to your house. If you do, make sure to read the terms. As you’re not taking it for a test drive, it’s crucial to know if you regret your decision. Potential drawbacks: While there are many advantages to buying a car the purchase, you must remember that this is a significant purchase you’re making that’s not seen. You’ll also want to be aware of extra charges that are charged when you purchase through this method, such as an delivery fee or a destination fee for the car to get to you. 2. Find a dealership that is not a bargaining place. Although you may think of all car dealerships as the typical back-and-forth bargaining Certain dealers only provide no-haggle pricing. Enterprise, for instance, sells used cars that use an exclusive pricing system that does not require any negotiation. AutoNation — which has more than 300 stores across the 18 US states an option if you’re buying used cars. It has a fixed, no-haggle pricing model. will still be in the market in these auctions and you should be aware of the things you are able to and cannot live without. Potential drawbacks: You may still be paying an amount that is higher than the sticker price at one of these auctions, particularly when fees are included. Although there are some fees , you’re bound by them if you don’t negotiate. 3. Join a club There are programs that allow you to get a discount, but you don’t have to request it. If you’re a member of AAA the club’s Auto Buying service provides members-only prices. Costco has a prearranged price for AAA members. The discount can be seen on the internet, and occasionally discounts that last a limited time may allow you to save money without having to negotiate with anyone. There are also membership options that can aid in the purchase of a vehicle and taking care of other financial needs. Credit unions are a good choice and provide car-buying services with bonus cash offers for members and an upfront, no-hassle price. Potential drawbacks: When you make a purchase through a credit union, you’ll need to trust the price given is fair. “Exclusive” deals may be worth the time, so make sure you compare before you decide to join the club just to make one transaction. 4. Hire a car broker There’s another way to avoid haggling in the purchase of an automobile: let the broker negotiate it them negotiate for you. Car brokers, sometimes referred to by the name of car concierges companies that do the searching and negotiate on your behalf. You give them an amount of money and explain what you’re looking for , and they will come back to you with various options. They could also assist you in negotiating the purchase of your vehicle. You’ll have to pay the broker fees for their services, but the cost — which is likely to be just a few hundred dollarscould pay for itself by saving you time and money. The potential disadvantages are simply put, a car broker is not your representative, so you must communicate your expectations in a manner that is clear. After they have concluded an agreement for you, you will likely be bound by the terms and price they’ve agreed upon. 5. Utilize a site for auctions of cars Auction sites such as eBay Motors enable you to bidding on cars and then try to get a low price without haggling to the vendor. Auctions cover everything from classic vintage cars to new models. While you may need to travel to pick up the vehicle, it can be a great method of acquiring an automobile without having to negotiate. Cars on auction sites typically recycled, salvaged, or repossessed, and dealers can purchase them in bulk rather than individually. Certain auction sites allow you to bypass bidding entirely if you decide to an “buy the car now” price or similar price. The drawbacks could be that it can be difficult to get financing for a car that you’re purchasing at auction — you’ll likely need to fund your purchase upfront. Remember that you’ll have to collect your auction winnings from the seller, or discuss shipping or delivery. Reasons to skip negotiations Why should you miss the opportunity to save some cash? It’s true that the old saying “time is money” is valid. You could have to bargain for hours to get a better price, but only manage to get a discount of a few hundred bucks. The used vehicle market continues to be competitive, due to a constant computer chip shortage that is further aggravated by rising raw material costs and conditions in Ukraine. “It’s difficult to predict the future,” says Matt Degen the editor at Kelley Blue Book. “Don’t expect to be able to make much room for negotiation right now. More than ever, consumers are paying sticker price. Don’t anticipate a rush of deals in the near future.” The conclusion The conventional route to buying a car can be a stressful and frustrating experience due to the stress of dealing with a sales rep However, it doesn’t need to be that way. There are many ways to get rid of all the haggling and eliminate the obstacles between you and your steering wheel. While you might not want to shop around and bargain for the most affordable price for a car, there is one place where you must compare several options: the loan to enable you to obtain the keys. Explore the financial institutions and credit unions to find the best financing rate.


Written by a contributing writer

David McMillin is a contributing writer for Bankrate and writes about topics like mortgages, credit cards banks, taxation, and travel. David’s aim is to help readers understand how to save more and stress less.

Editor: Rhys Subitch Edited by Auto loans editor

Rhys has been editing and writing for Bankrate from late 2021. They are dedicated to helping readers gain confidence to manage their finances with precise, well-researched and well-written information that breaks down otherwise complex subjects into digestible pieces.

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