Buying a pickup truck: How to choose Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our mission is to help you make smarter financial decisions by offering interactive tools and financial calculators as well as publishing original and reliable content. We also allow you to conduct research and compare information for free to help you make financial decisions with confidence. Bankrate has partnerships with issuers including, but not restricted to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Earn Money The deals that are advertised on this site are from companies that compensate us. This compensation could affect how and when products are featured on this site, including such things as the order in which they may appear in the listing categories in the event that they are not permitted by law for our mortgage, home equity and other home lending products. However, this compensation will not influence the content we publish or the reviews appear on this website. We do not cover the entire universe of businesses or financial offerings that could be accessible to you. AleksandarNakic/Getty Images

4 min read Published 20th April 20, 2022

Writer: Kellye Guinan. Written personal and Business Finance writer Kellye Guinan is an editor and writer on a freelance basis with more than five years’ experience in personal financial. She also is employed full-time at the local library, where she assists the community to access information about financial literacy, as well as other subjects. Written by Rhys Subitch Edited by Auto loans editor Rhys has been editing and writing for Bankrate since the end of 2021. They are committed to helping readers to take control of their finances with clear, well-researched information that breaks down complex subjects into digestible pieces. The Bankrate promise

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You have money questions. Bankrate can help. Our experts have been helping you manage your finances for more than four years. We strive to continuously give our customers the right advice and tools needed to make it through life’s financial journey. Bankrate adheres to a strict code of conduct policy, which means you can be confident that our content is truthful and accurate. Our award-winning editors and journalists provide honest and trustworthy content that will help you make the right financial decisions. Our content produced by our editorial team is objective, truthful and is not influenced through our sponsors. We’re open about the ways we’re in a position to provide quality information, competitive rates and useful tools for you , by describing how we make money. is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or through you clicking specific links on our site. Therefore, this compensation may impact how, where and when products are displayed within the listing categories, except where prohibited by law for our mortgage, home equity and other home loan products. Other factors, such as our own rules for our website and whether the product is available in your region or within your own personal credit score can also impact how and when products appear on this site. Although we try to provide a wide range offers, Bankrate does not include details about every financial or credit item or product. Trucks are a complex thing. There are many different configurations, and the size and strength you require will depend entirely on how you plan to use yours. Learn about the basic features like powertrains, axles, cab size and towing capacity prior . Choosing a pickup truck is a process of investigation but being prepared will result in a well-informed decision that is compatible with your lifestyle and financial needs. What power do you require? A truck that has more power, towing capacity and torque will cost you more. It’s not all about price obviously, but you must be aware of whether you truly require a high level of power before you spend thousands of dollars to purchase it. A diesel engine that has more power — can also cost you a lot. A V6 or V8 engine are the most common and have more power, however, there are four-cylinder engines that can be used for lighter weights. If you’re planning to haul the most weight for groceries, consider smaller models that has an auto gas engine that has good fuel efficiency. The less power you use will be more beneficial for your budget and needs. What is the amount you’re hauling? A mid-sized truck is the best option if you don’t have plans to haul trailers or large boats. They’re more affordable and have better quality driving over their larger counterparts. Midsize trucks are suited for lighter loads and are not suited for towing. Because of their weight reduction they also cost lower fuel costs. This means that if you’ve an item to pull, choose a larger truck. There are heavy-duty and light duty alternatives for nearly all full-size models available. Naturally, trucks meant for light-duty use will haul smaller, but once again they are more efficiency in terms of fuel consumption due to their smaller weights. Keep in mind that towing capacities and the payload capability are two different things. Towing refers to how much your truck is able to carry behind it. Payload is the amount that it can handle in the bed. Even if you’re not planning to attach a high-quality horse trailer to the rear of your vehicle, you should make sure that its payload is sufficient for the requirements of your. Do you need two- or four-wheel drive? A truck that has two-wheel drive will be more affordable and offer . You’ll be able to select either rear or front-wheel drive. Whichever you choose is the best choice for staying on the road. A truck that has four-wheel drive is better at handling off-road and icy or slippery conditions like on a boat ramp. You get better traction, but your truck won’t be as fuel efficient. What size of is the space you’ll need in your cab? The cab space is to be one of the most important factors for novice truck drivers. For the majority of drivers people, a crew cab is going to be the best choice even if it does cost more. Single Cab: Single cabs are the most classic style of two-door. They typically only seat three people, but they can often accommodate larger beds. Extended Extended cabs basically are an cab and a half. There are two doors that are smaller and limited leg room in the rear seat It’s nevertheless a good compromise between the two cab alternatives. Crew cab: Crew cabs are the one with four doors that resembles an SUV or sedan. The size of a crew cabin varies depending on the model and trim however they’re the ideal choice for those who have passengers in the back seat regularly. Fuel options You are not limited to just gas or diesel. Companies like Ford are committed to offering more options in the future. However, these aren’t new options and might limit your payload or towing capacity. Between diesel and gasoline the diesel engines are a little more fuel efficient. They also have greater power to trucks that are in use. However, they’re more expensive to buy and to fuel. For casual drivers the gas engine might be the better choice. They offer more versatility and lower cost than electric or diesel engines. They are more likely to be found on them on the. Long or short bed? The larger your bed, the smaller the cabin. So, if a crew taxi is needed and you need it, you’ll be stuck with a shorter bed. If you want that longer bed, you may be forced to choose one or an extended cab. What you need to consider is the frequency at which you’ll put things into the bed. If the truck is used mostly for show -and there’s nothing wrong with it — a smaller bed will be more convenient to move around and park. It’s also likely to be more than enough space to carry something heavier. New or used? New trucks offer you the possibility of being particular about the entirety of your vehicle, both interior and exterior. It’s certainly a splurge — new trucks are expensive — but if you have a style, technology, or other feature in mind, new is the way to go. A used car is a cheaper option. You may not be able to find the exact model you want, but you will get rid of the cost of depreciation. If you’re looking for something practical you can find older models available that are affordable and reliable. It depends entirely on your priorities and finances. A brand new car will be expensive but could be more efficient on fuel or feature more advanced technology. An older model truck might be less efficient in fuel however the lower cost could mean it is cheaper to drive. Manual or automated? It’s an individual choice. There isn’t a huge variation in price between the two, although certain vehicles may come with either one or the other. For urban or suburban drivers, automatic offers the most comfortable to drive. But if you need more control while off-roading, manual transmissions might be better. After you’ve looked at the main advantages of owning a vehicle, start looking into the actual models and models. This will give you an idea of the price range you’ll be looking at. If you are aware of this, you’ll be able get you in the cab at a reasonable rate of interest.


Written by personal and business Finance contributor Kellye Guinan is a freelance editor and writer with over five years ‘ experience within personal financial. She also is an employee full-time at her local library where she assists her community access information about financial literacy, as well as other subjects. Written by Rhys Subitch Edited by Auto loans editor Rhys has been editing and writing for Bankrate from late 2021. They are passionate about helping readers gain the confidence to control their finances with clear, well-researched information that dissects complicated topics into digestible pieces.

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