Buying a pickup truck: How to choose Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our aim is to assist you make better financial decisions by providing you with interactive tools and financial calculators as well as publishing original and reliable content, by enabling users to conduct research and compare information for free – so that you can make financial decisions with confidence. Bankrate has partnerships with issuers, including but not restricted to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Earn Profit The offers that appear on this website are provided by companies that compensate us. This compensation could affect how and where products appear on this website, for example for instance, the sequence in which they be listed within the categories of listing in the event that they are not permitted by law. Our mortgage or home equity, and also other products for home loans. But this compensation does affect the information we provide, or the reviews appear on this website. We do not contain the universe of companies or financial offers that may be accessible to you. AleksandarNakic/Getty Images

4 minutes read. Published 20th April, 2022

Writer: Kellye Guinan. Written Personal and Business Finance contributor Kellye Guinan is an editor and writer on a freelance basis with over five years of experience in personal financial. She also is a full-time worker at her local library where she assists the community to access information about financial literacy, as well as other subjects. Written by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate since late 2021. They are committed to helping readers to control their finances with detailed, well-researched, and well-written facts that break down complicated topics into bite-sized pieces. The Bankrate guarantee

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You have money questions. Bankrate has answers. Our experts have helped you understand your money for over four years. We are constantly striving to provide consumers with the expert guidance and the tools necessary to be successful throughout their financial journey. Bankrate adheres to strict standards policy, which means you can be confident that our content is truthful and accurate. Our award-winning editors and journalists create honest and accurate content to help you make the right financial choices. The content created by our editorial team is factual, objective and uninfluenced through our sponsors. We’re transparent regarding how we’re able to bring quality content, competitive rates, and helpful tools to our customers by describing how we make money. is an independent, advertising-supported publisher and comparison service. We receive compensation for the placement of sponsored products and, services, or by you clicking on specific links on our website. Therefore, this compensation may affect the way, location and when products appear within listing categories, unless prohibited by law for our mortgage, home equity and other products for home loans. Other factors, such as our own website rules and whether the product is available in your area or at your personal credit score could also affect how and where products appear on this site. While we strive to provide the most diverse selection of products, Bankrate does not include information about every financial or credit product or service. Trucks are a complex thing. There are many different models, and the size and strength you need depends on how you’ll use it. Familiarize yourself with typical features such as powertrain, axles, cab size and towing capacity prior . Selecting a pickup will require a lot of research, but preparation will lead to an informed decision that is compatible with your lifestyle and finances. How much horsepower do you need? A truck that has greater horsepower, towing capacity and torque will cost you more. It’s not all about price, of course, but you should think about whether you really require an extremely powerful engine prior to spending thousands of dollars for it. Diesel engines that has higher power will also cost you a lot. An engine with a V6 or V8 are more popular and provide greater power, however there are also four-cylinder engines to accommodate lighter load sizes. If you’re looking to haul a lot for groceries, consider an engine that is smaller and offers an automatic gas engine with good fuel efficiency. A smaller engine may be better for your budget and needs. What is the amount you’re hauling? A midsize truck is your best option if you don’t have plans to haul trailers or big boats. They’re more affordable and boast better driving quality than their full-size counterparts. Midsize trucks are best suited to lighter loads rather than towing. Because of their smaller weight, you’ll also pay lesser for gas. If you’ve got things to haul, opt for a large-sized truck. There are light-duty and heavy-duty alternatives for nearly every model that is full-size. Naturally, trucks designed for light duty can haul less — but again, they offer more efficiency in terms of fuel consumption due to their lighter weights. And remember: Towing capacities and the payload capability differ. Towing refers to how much your truck can haul behind it. Payload is how much it can accommodate in the bed. Even if you aren’t planning to mount a strong-duty horse trailer to the rear of your truck, make sure that its payload is sufficient for the requirements of your. Do you need two- or four-wheel drive? A truck with two-wheel drive will be more affordable and will offer . You’ll have the option of choosing either rear or front-wheel drive. Whatever you pick is best to stay on the road. A truck with four-wheel drive is more at handling off-road and slippery, icy conditions like on a boat ramp. You’ll have better grip, but it isn’t as efficient when it comes to fuel. What size of is the space you’ll need in your cab? The cab space is to be one of the most important factors for casual truck drivers. For the majority of drivers the time, a cab with a crew will make the most sense even though it will require more expense. Single cab: Single cabs are the most classic style of two-door. They are typically just able to accommodate three persons, but they can often accommodate more beds. Extended Extended cabs are essentially a cab and a half. There are two doors that are smaller and a limited amount of legroom in the back however, it’s a great alternative to two cab options. Crew cab: Crew cabs are a four-door option that resembles the SUV or sedan. The capacity of a cabin varies by model and trim, but they are the ideal choice for those who have passengers in the back seat frequently. Fuel options You are not restricted to diesel or gas. Companies like Ford are committed to offering more in the coming years. But these are still relatively new options and might limit your payload or towing capacity. Between gas and diesel, diesel engines are slightly more efficient in terms of fuel consumption. They also have greater power to trucks that are in use. But, they’re also expensive to purchase and use fuel. For casual drivers the gas engine might be best. They offer more versatility and lower cost than electric or diesel engines. It is more likely to see them on the , too. Long or short bed? You will find that the longer your bedis, the smaller your cab. So, if a crew cab is required, you will likely be forced to use a smaller bed. And if you need that longer bed, you may have to settle for an extended or single taxicab. One thing you should consider is how often you’ll be placing things in the bed. If the truck you have is mostly for aesthetics — and there’s nothing wrong with that — a shorter bed is easier to park and maneuver. It will likely also be ample space when you do need to carry something heavier. Are you buying new or used? New trucks will give you the chance to be certain about every aspect of your ride as well as the exterior. It’s definitely a big investment- new trucks are expensive — but if you have a style, technology, or other features you want to have it’s best to choose. On the other hand, a used vehicle is the more affordable choice. You might not be able to purchase the exact vehicle of your dreams but you’ll be able to avoid that depreciation. If you’re just looking for something practical, there are older models on the market which are inexpensive and durable. It’s all about your priorities and finances. A new truck may be costly, but it might be more efficient in fuel usage or feature more advanced technology. A used truck may be less efficient on fuel however the lower price point can make it more affordable to drive. Manual or automated? It’s more of an individual decision. There isn’t a huge variation in price between the two, although certain vehicles may come with one or both. For urban or suburban drivers, automatic offers the most comfortable to drive. However, if you require more control when off-roading, a manual gear might work better. The next step is to have thought about the major aspects of owning a vehicle, begin looking at the actual models and models. This will give you a clear idea of the budget you’ll be contemplating. When you’re aware of this, you can to book a cab at a reasonable interest rate.


Written by Personal and business Finance Contributor Kellye Guinan is a freelance editor and writer with more than five years of experience in personal finance. She’s also employed full-time at the local library, where she assists the community gain access to information on financial literacy, as well as other subjects. Edited by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate from late 2021. They are committed to helping readers gain the confidence to take control of their finances through providing clear, well-researched information that breaks down complex topics into manageable bites.

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